The new year is nearly here. Let's get this year's
blueprint ready, as usual by taking stock of last year's.
Happy New Year Hidden Bloggers!
2011
Daily Mental Health Exercise & Measurement,
Weekly Journal
I meant for this to be some kind of end-of-day
reflection for myself to overcome the fits of entitlement that storm my mind on
many days. Maybe a counter of big mistakes and little joys with an attempt for
the former to snuff out the latter as the year went on. And in fact, I have
been happier this year. It just took a different form.
I think that my job is the root of much of my
stress, because of the time it consumes and the nature of its demands. So I
developed a morning ritual with a jigsaw puzzle that has been a gentle and
continuous reminder that my career is going according to plan. Lately good
tidings have come my way at the office. I like to think it's a reflection of
the calmness and confidence that God's given me through this inspiration.
I came late to the weekly journaling, but I did
come. That's good enough, right?
Top 10 List of New Acquaintances
Tutoring all by itself has hit this mark. Three
guidance counselors, two teachers, and more than five students. My new
acquaintances don't have to be captains of industry or lifelong friends, just
enough for me to learn something from the relationship. And I can honestly
reflect on each person and point to lessons that have taught me how to behave,
or not.
I've met several other people at work and elsewhere
that have also spiced up my life in ways that make me smile. A life spent smiling
is a life well spent.
Expenses at 2010 Level
Wow, we crushed this one. Our baseline last year
was $44,000. This year we'll be under $40,000. Becoming a Walmart household was
a key. Shifting from vending machines to home-brought snacks helped too. We
shifted insurance carriers. Plus a dozen other minor adjustments. We didn't
starve ourselves of creature comforts, we just made some better shopping
decisions.
Learn About Investing
I barely touched this one. I looked around at a
couple magazines, enlisted a couple trial subscriptions, and had a conversation
or two. But I'm no closer to improving my portfolio than I was a year ago. I
did make a big deposit into the market during a swoon, so buy-low-sell-high was
a winner there.
Determine 1 Possible Organization to Participate in
During Retirement
Is it a cop-out just because I was already
participating in Normal Community High School? I am still stoked whenever I
head out to tutor a student. The basketball season is flying by because it's
been fun. Since I've met several new people at NCHS and am still enjoying
the view, I'm counting this one good for now. At least I've fortified the idea
that teaching and coaching can be a vibrant part of my post-State-Farm future.
Whether it's at NCHS or elsewhere remains to be seen.
Increase Max in All Weightlifting Exercises, 12%
Body Fat
I did increase, briefly. Got the chest press up to
180 on eight reps, for example. Then my shoulder told me that it was time to
take a sabbatical from weight lifting. Still, I kept my body fat convincingly
under 12% by stationary biking/jogging six days a week. The shoulder's ready to
resume now.
2012
Blog thanks weekly. Dream daily.
That second part seems kind of ethereal, but I'm a
believer in daydreaming when what you're seeing is a thoughtfully constructed
picture of the future. Life's unpleasantries are much less so when you've got
an exciting vision to fall back on, and I do. At a minimum, it's keeping up
with the puzzle ritual in the office. And there are countless ways to be
thankful and hopeful. That's what this is about.
Make 10 New Acquaintances
This one's a keeper.
Expenses at 2010 Level
I think that we could possibly finish ahead of 2011
with continued good decisions, but we were pretty healthy and our retirement
plan would actually allow for higher expenses than 2010. If we stay below that
$44,000 baseline we'll be in good shape. If we approach 2011 numbers, better
still.
Research A Better Investment
Most of our savings are in mutual funds managed by
State Farm. We get some advantages as employees, but there might still be a
better deal out there considering their long-run performance. Some research
into other mutual funds, or even stocks, could reveal a better investment. And
every quarter percent is huge over our time horizon.
Exercise 5+ Days A Week, 12% Body Fat
Routine. But important enough to write down. Health
is the pillar of all other happiness.
Find A $12,000 Job
Even in retirement there are hobbies to feed. I
should be able to find a job (or self-employment as a tutor or otherwise) to
take in retirement that uses my passions, is worth that much, and gives me the
freedom I want.
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